4 Money Rules Every Woman Should Know 1. Don’t worry about how other people spend their money. Everyone spends differently. You may have friends that love spending on fancy stuff, expensive dinner etc. Not necessary you have to follow. Understand your value, the richer your life will be. 2. Save for rainy days. Whether you […]
I got a chance to meet up with Tan Sri Tony Fernandes (Tony) during the launched of his book ‘Flying High’. In his book he shares his story of his parents, educations and working life. From his first job at Virgin until successfully managing AirAsia, here are 5 success tips that we can learn from […]
With OPR keep on reducing, annual returns of FD will be significantly affected ie. Potentially less than 1.4% annually net tax. So, below are 3 smart reasons to consider Sukuk fund for Cash Management; 1. Sukuk operates in opposite than FD and Money market. a. FD & Money Market returns will be lower when OPR […]
Cancel unutilized subscription; eg. gym, magazines, mobile data etc Switch hand phone providers; My story; I have been using phone subscription from a communication provider for more than 10 years at a rate of RM 105/month. Then i checked around and could find an alternative with similar coverage at RM 60/month. That saves me about 40%. […]
It was back in year 2014. Me, hubby and 4 kids went to Melbourne, Gold Coast and Brisbane. We planned 8 months ahead. So myself and hubby put aside some cash every month for the trip. During the trip, the expenses were paid using the money that we saved and dividend from ASB (Amanah Saham […]
Investing is not necessarily about money. If you invest in yourself, you can earn the returns forever. 1. Invest In Your Mind – Read From Tun Mahathir to Bill Gates and Oprah, a lot of super successful business leaders have said that reading habit is the key to their success. You can start by reading any […]
I once invited to a luncheon to meet up with Deepak Malhotra at Kuala Lumpur. Deepak is an American economist focus on negotiation strategy. He’s also a Professor at Harvard Business School. During the luncheon, Deepak shared some tips from his book ‘Negotiation Genius’. Below is one of his tips that I always use — […]
One of the key ingredients to building wealth is to start as early as possible.Below I share 3 smart reasons why you should save money every month. 1. You Start The Habit of Saving.Saving money is basic but in reality it is very difficult to implement.Common excuses: i don’t have enough money to save, i’ll […]
I was asked to conduct batches of talk to company’s employees. Each session was about 3 hours. Back of my mind said ‘No’, but my mouth said YES. I underprepared. I felt anxious. My stomach hurt. My heart pumped hard. I had to think fast as clock’s ticking. The first session was conducted by the […]
Last week I had a lunch with my client Mr SN. He’s a director at a big bank. He’s very successful and had max his ASB savings. I thought his career life must be smooth sailing till he shared me his story. Back in year 2009, his business went wrong and put him in a […]