If you want to start savings for long-term, which one should be the priority? Your retirement or your kid’s college?

My answer: Your RETIREMENT.

#1. Duration

Kid’s college: Typically about 4-5 years.

Retirement:  It may last 25 -30 years.


# 2. Survival

Kid’s college: Luxury.

There are options to select either an expensive or a more affordable college or university.


Retirement:  Necessity.

You have pay for your living expenses – food, shelter, transport, utilities, medical, maintenance etc.

#3. Funding Source if Lack of Savings

Kid’s college:  There are fund’s supports like scholarships, education loans, PTPTN, work part-time etc.


Retirement: Hardly any bank or organization will give a loan for retirement.

# 4. When you on airplane, they tell you:

“When the oxygen mask drops, help yourself first and then the person next to you.



1. Save for yourself because it will put you in a better position to support those around you.

2. Simply put aside10-15% of your income for retirement, while still saving for kid’s college.


Related Articles


  1. Very good info. Lucky me I discovered your blog by accident.
    I have book-marked itt foor later!

    1. Thanks so much Self Employed Health Insurance for reading the article.
      I’m happy that you find the articles useful.

      thanks again for your support. I truly appreciate you.
      Cheers, Khairul

  2. Very good info. Lucky me I discovered your blog byy accident.

    I have book-marked it for later!

  3. Wow cuzz this is great work! Congrats and keep iit up!

  4. Hello, I enjoy reading all oof your article.

    I like to write a little comment to supplort you.

    1. Thanks so much Greek Male Voice for reading and your support to this little website.
      It has big impact to me.. tHank you

  5. I got this site from myy ppal who shared with mee concerning this website and now
    this time I am browsing this wbsite and reading vry informative
    articles or revviews at this place.

    1. Thanks so much Εργασια Θεσσαλονίκη for visiting this website. Glad that you find the articles useful. Happy connecting to you.

  6. Hey! This is my first comment here so I just wanted to give a quick shout
    out and say Itruly enjly reading through your articles.

    Appreciate it!

    1. Thank you Χρυση Ευκαιρια Εργασια Ημιαπασχοληση for reading, supporting and your kind comments . I’m a happy soul 🙂

  7. Please keep us up to date like this. Thanks for sharing…

  8. Wow cuz this is great work! Congrats andd keep it up!

  9. I’m very happy to discover this page. I nsed to to thank you for
    ones time just for this fantastic read! I definitely really liked every little bit of
    it and I have you bookmarked to check oout nnew things in your blog.

  10. Hello, I enjoy readiong all of your article. I like too
    write a little comment to supoort you.

Leave a Reply

Your email address will not be published. Required fields are marked *