3 Basic Money Skills Learning Financial Account can take a while, but to learn basic about money are fairly simple. Here are the 3 basic money skills that EVERYONE must know. Spending We love to spend. And somehow credit card make the spending even easier. But do we spend wisely? Hence, it’s always good […]
1. Dont treat Credit cards as a source of Income. Basic rule if you want to stay out of trouble. 2. Maintain max 2 credit cards only Ie 1 for utilities; 1 for emergency 3. Cap the balance at certain value. If you cant pay the balance in full, then try to pay so that […]
Things To Do Before Making Any Investment If You Don’t Want To Lose Everything 1. Look for keywords ‘cant lose, ‘guarantee’, or ‘get rich quick’ in the marketing. If you find those keywords, then run away.There is no guarantee to any investment except FD. 2. Ask if you really understand the business model. If you […]
Starting a business is not an easy task. It requires a lot of energy, determination and hardwork. Below are 7 financial tips for a new entrepreneur; Have cash reserves. For both personal and business in emergency fund. This will prepare you for unexpected or bad situation Don’t scale up too fast. Expanding too fast will […]
Relook at your old housing loan (especially year 2007 and before) and negotiate. Many people think that housing loan is fixed and nothing can be done. Good news is it can be negotiated. I did revisit my house loan’s interest and have helped many of my clients. And this had saved hundreds to thousands of ringgit […]