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Is EPF money alone enough for retirement?

Let’s do a quick calculation:

You contribute about 11% from your monthly salary.
Your employer adds another 12% – 15% to your epf savings.

In total, average about 25% of your monthly income.


When you retire, if you only have EPF savings, and you don’t downgrade your lifestyle to less than 25% of your monthly expenses, then your EPF money won’t last longer.

Statistic shows that 50% of ex-EPF member exhausted their EPF money within 5 years.
Nobody wants to struggle financially after age 60.


So start planning for your retirement now and Live Your Best Lives.


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